There are lots of travel insurance that can be found online and offline. But when we are about to leave for a journey who should we rely on? Axa, Columbus, Allianz and more, all insurances in one post.
“Before leaving for a long journey, you must take with you the desire not to return“. So sang Irene Grandi, metaphorically, a few years ago. Come on real tripsinstead, you always come back and it is better to do it without extra expenses incurred between the head and neck due to missing insurance.
I traveled too, unconsciously, without insurance and it always went well, but you get to a certain point where you wonder if the risk is worth it. Of course not, we also explained it to you in this post, so:
1. Before leaving, find out about the health situation in the country or countries you will be traveling to and about the local ways of guaranteeing your pension.
2. Before leaving, make sure of the possible validity, abroad, of the policies you have already signed for other N reasons. You may find that you do not need any additional insurance and save without risking anything.
3. Make sure before you leave and live the journey in all serenity. Leaving your worries at home is already a good place to start, believe me.
How and with which company to insure?
Traditional insurance aside, we are surrounded by insurance services of the most disparate types offered online; you are spoiled for choice. Exactly. It is here that the difficulty comes to the surface, the comparisons, the data analysis, the reading of the contractual obligations and all the quibbles contained in the details of the policy begin, and we end up drawing lots, or almost.
This summer I inquired for me and for you and I have tried to sum up to make it easier for you to choose if you need coverage for a single trip, which touches one or more countries:
1. For the top experts bureaucracy and contracts, for those who have a clear idea of what coverage they need while traveling, for those who have the ability to go into insurance details and evaluate each service separately I recommend erv-italy - it is actually a bit expensive, but depending on the time of year it is possible to find discount codes online and credit the shopping points on your freccia card. Which, among other things, guarantees an extra 5% discount.
2. For those who are more practical, for those who pay attention to the essentials, for those who only need to cover medical expenses abroad and for any and related assistance I recommend low cost insurance that are easily found around the net.
3. For those who are less experienced, for those who prefer the complete package, for those who want to feel comfortable and are willing to include some extra services (which may be superfluous) advice columbus which has the highest ceilings
4. Pfor those traveling to the USA and Canada Allianz offers an insurance package with unlimited medical expenses, hoping, needless to say, you don't need to use it!
5. For those who want to rely on a known name and, possibly, go to a service counter there AXA travel insurance which responds to the website www.coverwise.com, has a rapid switchboard and prepared to assist the customer before joining, but, unfortunately, they cover the loss but not damage to luggage - which is more frequent.
To obtain discount codes to be applied to the rate calculation of the policy
For the record, I chose Columbus, because also covers damage to baggage which is far from infrequent!
We are now ready to go on a long journey. Happy holiday!
